PM Surya Ghar subsidy: step-by-step for Indian homeowners

Last verified: 13 October 2026

PM Surya Ghar: Muft Bijli Yojana gives households a central subsidy for grid-connected rooftop solar. The whole process, from application to money in your bank, runs online through the national portal.

Subsidy amounts for homes

Rs. 30,000 per kW for the first 2 kW.
Rs. 18,000 per kW for the third kW.
Capped at Rs. 78,000 for systems of 3 kW or more.

Is the scheme still open?

As of our last check, yes. MNRE's guidelines set the implementation period until 31 March 2027. The subsidy is released only after your system is installed, inspected and the claim is made, so start well before the deadline. Reports of an extension are not official until notified.

Step by step

1. Register on pmsuryaghar.gov.in with your state, electricity company, consumer number and mobile.
2. Apply for rooftop solar; the net metering agreement is part of the application.
3. Get approval from your electricity company (technical feasibility checks have been simplified).
4. Install with a vendor registered on the portal.
5. Submit plant details; your electricity company inspects and fits the net meter.
6. Submit bank details and request the subsidy. The government says it takes about 15 days on average once details are correct.

Loans

Collateral-free loans are available through banks under the scheme. Homeowners report vendors starting the loan request on the Jan Samarth portal, followed by a bank visit.

In your city

Delhi

Electricity company: BSES Rajdhani, BSES Yamuna or Tata Power-DDL (depends on your area)

Delhi's 2026 rules route PM Surya Ghar applicants through the national portal (Route A), with a two-stage approval and inspection.

DERC net metering amendment, 16 Jul 2026 (PDF) BSES net metering process (PDF)

Mumbai

Electricity company: MSEDCL in most suburbs; parts of Mumbai are served by BEST, Adani or Tata Power

MSEDCL lists the same central subsidy amounts and links directly to the national portal.

MSEDCL rooftop net metering MSEDCL I-SMART solar guidelines

Bengaluru

Electricity company: BESCOM

BESCOM handles national portal applications through its solar rooftop site; check its agreement terms before installation.

BESCOM solar rooftop (national portal)

Pune

Electricity company: MSEDCL (Mahavitaran)

Same MSEDCL process as Mumbai suburbs.

MSEDCL rooftop net metering MSEDCL I-SMART solar guidelines

Chennai

Electricity company: TNPDCL (formerly TANGEDCO)

Tamil Nadu runs a TN Solar Homes portal. A state top-up on the central subsidy has been reported in 2026 — confirm the current amount on the official portal before counting on it.

TN Solar Homes portal FAQ

Hyderabad

Electricity company: TGSPDCL (Southern Power Distribution Company of Telangana)

Apply on the national portal choosing TGSPDCL. We did not find a state top-up confirmed on an official page.

PM Surya Ghar National Portal

See what your roof can generate

Enter your pincode and roof size for a free estimate and a detailed PDF report of the parts you'd need.

Get my free estimate

Frequently asked questions

Who can apply?

Residential consumers with a grid-connected electricity connection from their local electricity company.

How much subsidy for a 5 kW system?

The central subsidy is capped at Rs. 78,000 for 3 kW and above.

Do I need to use a specific vendor?

Yes, choose a vendor registered on the national portal for your state.

Official sources

Rules, rates and subsidy amounts change. Figures here are estimates for guidance only — always confirm with your electricity company and the official portal before you sign. Last verified 13 October 2026.